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Net Salary Abroad Calculator
Enter the gross salary and the deduction rates that apply at the destination. The result estimates what reaches your account each month and over a year.
Rates, bases and caps are set by the destination and change; replace the defaults with figures from the offer and the local tax authority, then check the first payslip.
What each deduction line represents
Income tax is normally progressive, so the rate that applies to the last part of the salary is not the rate that applies to the whole. Social security contributions are often proportional up to a ceiling and may be split between employer and employee. A local surcharge is collected by a city or region on top of the national tax, and a pension contribution is deducted at source where the system requires it.
Adding the rates together is a simplification. Where deductions share a base, the combined rate is close enough for a first estimate. Where they do not, or where a cap applies, the estimate can drift. Use the calculator to size the gap and the payslip to confirm it.
Why payroll can differ from the estimate
Payroll applies the tax code, residency status and family circumstances registered with the authority, and those may change during the year. Bonuses, allowances and benefits can be taxed differently from base salary. A first payslip often includes a partial month, an emergency tax basis or a registration adjustment.
Keep the estimate as a planning number and reconcile it after two or three payslips. If the difference is large, ask payroll which tax code and contribution category were applied, then confirm the position with the tax authority or an adviser.
Frequently asked questions
Are the deduction rates in the offer the rates I will pay?
Not necessarily. The offer may quote a marginal rate, an average rate or only the employee share. Ask for the effective rate applied to the whole salary and for a sample calculation from payroll.
Does the employer pay part of social security?
In many systems the employer pays a separate contribution on top of gross salary. That cost does not reduce your net pay, but it affects the total cost of the role and can appear in negotiations.
Why is the first month different?
Registration, a partial month, an emergency tax basis or a missing tax code can all change the first payslip. Treat the first month as provisional and compare again after the second or third.